3D technology allows bankers to transform columns of numbers into navigable virtual spaces. Instead of reviewing spreadsheets, they can explore three-dimensional graphs that show credit risk or capital flow. One example is visualizing an investment portfolio as a cityscape, where each building represents an asset and its height indicates its performance. Programs like Unity with financial plugins or Tableau with 3D modules facilitate this immersive analysis.
Software needed for three-dimensional banking 🖥️
Implementing this approach requires specific tools. Tableau and Power BI offer 3D extensions for bubble charts or volumetric heat maps. Unity or Unreal Engine, combined with libraries like D3.js, allow creating interactive environments where the banker can filter data through gestures. Blender is also used to model representations of complex financial products, such as derivatives, in geometric shapes that reveal hidden patterns. All of this runs on workstations with dedicated GPUs.
When the banker thinks they're in a video game 🎮
The fun begins when a branch manager asks to see the account status in 3D and ends up moving virtual chairs in a digitized office. The risk is that, instead of analyzing delinquency, they start decorating the lobby with statues of returns. Or worse: they mistake a stock market crash for a rendering error and ask to reboot the system. But hey, at least quarterly reports now look like levels from a platform game.