Housing has become a battlefield where few win and many lose. While luxury developments multiply, the middle class remains trapped by inflation and interest rates that refuse to fall. The ideal of equal opportunity fades when investment funds buy everything at a premium, leaving families with no real options.
AI and appraisals: the algorithm that only sees zeros 🏗️
Artificial intelligence applied to the real estate sector optimizes profitability for large estates, but does not solve the shortage of affordable supply. Predictive models calculate dynamic prices that drive out average buyers. A viable technical solution would be to tax capital gains from luxury homes and allocate those funds to build public housing parks, while also limiting speculative foreign investment that distorts the market.
Buying an apartment: the new extreme sport for the brave 🏠
The next time you see a penthouse with a pool in the city center, remember it is not a home, it is a financial asset. And you, with your middle-class salary, are the uninvited guest who pays the entrance fee. Someone should tell the algorithms that people do not live off returns, but off walls, a roof, and a mortgage that does not keep you up at night. Or your sense of humor.