BYD has launched in China the Full Damage Coverage insurance for its Gods Eye system. If the car crashes while driving autonomously, the brand covers the damages for one year. The measure aims to reduce public fear of this technology. For now, this benefit does not reach Europe, where drivers continue to assume all responsibility.
Gods Eye and the technical bet on user trust 🛡️
The Gods Eye system integrates sensors and navigation algorithms to operate without human intervention. BYD backs its reliability with this policy, which covers incidents attributable to the software. In practice, this means the company accepts the technical risk of its own developments. The decision contrasts with the European approach, where regulations require the driver to remain ultimately responsible for the vehicle.
Autonomous driving insurance: the umbrella that doesn't travel to Europe 🌍
BYD trusts its system so much that it foots the bill for damages, but only at home. In Europe, if your autonomous car crashes into a lamppost, it's your fault. In other words, Chinese technology is reliable, but better not let the DGT find out. Meanwhile, European drivers will continue to look down when the car does strange things, praying there are no witnesses.