Transforming Housing as a Fundamental Right

Published on January 08, 2026 | Translated from Spanish
Conceptual illustration showing a house transforming from a dollar symbol to a heart, with investment funds moving back on a game board to their original starting point.

A Legislative Proposal to Transform the Concept of Housing as a Fundamental Right

In a radical shift of the housing paradigm, an initiative emerges that seeks to completely reconceptualize access to housing, moving it from the financial realm to the terrain of basic human rights. This structural transformation aims to return protagonism to families that they had lost to large investment funds 🏠⚖️

Retroactive Measures to Dismantle Speculation

The core of the proposal lies in retroactive mechanisms that would reach operations carried out over the last twenty years. Investor groups that acquired properties for speculative purposes must return them through a process of compensated expropriation calculated exclusively at the original acquisition price.

Main Features of the Retroactive Mechanism:
  • Compensation limited to the historical purchase value without including capital gains
  • Systematic elimination of accumulated speculative benefits
  • Focus on properties acquired by institutional investment funds
"Housing must be a home, not a financial asset. This measure seeks to reset two decades of distortion in the real estate market"

Unified Management through an Autonomous Body

The administration of the recovered assets would fall to a national specialized agency with functional and budgetary autonomy. This body would centralize the cataloging, technical valuation, and allocation of housing, prioritizing vulnerable groups and guaranteeing equal opportunities in access 🏘️📊

Competencies of the National Housing Agency:
  • Centralization of management without territorial delegation
  • Establishment of technical allocation criteria
  • Prioritization of families in residential exclusion situations

Reconfiguration of the Real Estate Market

This profound transformation of the sector implies a historic change in the rules of the game, where the same financial instruments that turned housing into a commodity would see their operations reversed to the original starting point. The irony that sophisticated funds end up playing a game of setbacks highlights the need to rebalance a market that had lost its essential social function 🔄🎯