The new IMV 2026 regulation opens the door to young people living with their parents
The updated regulation of the Minimum Vital Income for 2026 incorporates a substantial modification aimed at the young population. From now on, people over 23 years old who are registered in the same household as their parents have the possibility to apply for this benefit as individual holders. The fundamental requirement is to prove that they manage their finances in a completely autonomous manner, without merging their resources or expenses with those of the rest of the family unit. This change breaks with the previous limitation, which automatically prevented access to those who shared housing, without considering their financial autonomy. The base amount for an adult without dependents is around 733 euros per month, after applying the annual increase of 11.4%. 💰
Conditions by age and how to prove financial autonomy
To access the benefit, applicants aged between 23 and 29 years must demonstrate that they have been managing their economy separately for at least two years. Those who have already turned 30 only need to prove one year of independence. The documents that can verify this separation may include rental or purchase contracts in their name, old registration certificates, a work history with payrolls, or individual utility bills. The regulation contemplates exceptional cases for young people from 18 years old in contexts of special vulnerability, such as those leaving administrative guardianship, survivors of gender-based violence, or those without a home, who can access without having to meet all the general criteria. 🛡️
Key documentation to prove:- Rental or home purchase contracts in the applicant's name.
- Registration certificates showing a residential history.
- Payrolls, employment contracts, or work life reports.
- Individual electricity, water, gas, or internet bills paid by the applicant.
Proving that no one has done your shopping for you even once in two years could become the most complex procedure, especially if your mother insists on you taking Tupperware.
Steps to manage the IMV application
People who meet the conditions can start processing their application through the digital channel, using a digital certificate or Cl@ve, from the Social Security online platform. There is also the option to do it in person, by requesting an appointment in advance at the Social Security Information and Attention Centers (CAISS). It is crucial to present the ID, a current registration certificate, and all the paperwork that confirms the economic separation. The procedure aims to streamline the process and ensure that support reaches those who truly need it, adapting to their personal reality. 📄
Options for submitting the application:- Online channel: Through the Social Security electronic headquarters with a digital certificate or Cl@ve.
- In-person channel: By going to a CAISS after requesting an appointment.
- Essential documentation: ID, current registration, and proof of economic independence.
A significant change in social assistance
This update to the IMV regulation represents an important advancement by recognizing the real economic independence of young people, beyond their living situation. It facilitates access to vital economic support for those who, despite sharing a roof, fully assume their expenses. Although the process of proving this absolute separation may present practical challenges, the rule change marks a turning point toward a social protection system more adjusted to current circumstances. ✅