When Pensions Meet the Digital World
As China implements its new private pension system, we digital creatives might want to take notes. Because in our world, where renders take longer than saving for retirement, any system that offers financial stability is welcome. 💰💻
Why 3D Artists Should Care
- Model for freelancers: Most people in our industry work project-based
- Creative security: Less financial stress = more energy to create
- Global example: China sets trends in digital economies
- Time to innovate: Solid systems allow focus on art
"Between rendering and planning my retirement, the render always wins... but maybe I should balance that" - 3D Artist with 5 open projects and 0 pension plans.
Three Lessons from the Chinese Model for Creatives
- Self-management: Voluntary contributions but with tax incentives
- Flexibility: Adapted to variable incomes typical of the sector
- Portability: Ideal for professionals who frequently change countries/companies
The Reality of the 3D Community
On foro3d.com we talk a lot about:
- New versions of Blender
- Texturing techniques
- Render optimization
But almost never about how to secure our financial future in a changing industry.
Tips to Get Started (Without Stopping Creating)
- Allocate a small % of each project to savings
- Explore pension plans for the self-employed
- Consider hardware investments as "productive savings"
- Network with other creatives to share resources
While China moves forward with its system, we can start with small steps. After all, building financial security is like 3D modeling: it's done one vertex at a time. And if the plan fails, we can always sell NFTs of our renders... just kidding, please don't do that. 😅
Because in the end, the ideal would be to retire having contributed as much to our pension as to the evolution of digital art. 🎨🚀